Plan for success this New Year with our pick of the best budgeting apps to help you reign in your spending and save up a storm…

Has festive frivolity left you financially fraught? Never fear! There are plenty of apps to help you get your budget back on track. To prove it, we’ve rounded up a few of our favourites to help you make the most of your money in 2017…

Pennies | iOS, £3.99
The first step in saving money is figuring out where and how you spend it. Pennies helps you drill down into the specifics of your spending and set a monthly or weekly budget for each area of outgoings. As you spend, you’re encouraged to enter the amount under the relevant budget so funds can be deducted and tracked. You can even change the currency, for your spending outside the UK, and sync the app across all your iOS devices.

Daily Budget Original Pro | iOS, £4.99
Another stellar app for keeping track of your funds, Daily Budget allows you to input your income and recurring expenses to see your daily in and outgoings. Enter your purchases as you spend to readjust your daily budget and gain great oversight of your up-to-the-minute cash flow. Or lack thereof…

YNAB | iOS, Android, FREE (requires software subscription)
Short for You Need a Budget, YNAB aims to help you stop living pay cheque to pay cheque by following four (seemingly) simple rules: give every dollar (or pound) a job, embrace your true expenses, roll with the punches, and age your money. While you have to subscribe to the desktop software to make use of this companion app, YNAB does offer a free 34-day trial. Worth a look if you’re seeking a more serious financial solution.

Monefy | Android, FREE
Monefy makes it easy to track your spending across devices and even in tandem with your significant other. Just tap the relevant category icon and enter the expenditure amount every time you make a purchase to add it to your log. Your spending distribution is then clearly displayed in chart format, and you can back-up and export your data to help you drill down into precisely where those funds are going.

Pariti | iOS, FREE
No time to manually input your spending? This clever app by a British start-up links directly and securely to your bank accounts and credit cards, so there’s no fudging the system. It automatically calculates your income, bills and credit card expenses, monitors your spending, notifies you when payments are due and highlights ways to save. Pariti works across most UK banks and card providers, leaving you with no excuses!

Money Wallet | Windows Phone, FREE
This comprehensive app for Windows Phone is like a personal assistant for your finances. It combines all your accounts in one place, monitors budgets and reminds you about upcoming transactions. Its reporting system lets you track your cash flow however works best for you, it operates across multiple currencies, and you can export your data for further, in-depth budget analysis.

Spendee | iOS, Android, FREE
As visually appealing as it is useful, Spendee combines beautiful infographics with easy expense tracking, and it’s a good one for travellers as it allows for multiple currencies. You can create a joint account with your friends or family members, while the custom wallet feature allows you to keep track of specific spending for special occasions such as holidays or weddings. Plus, the more you use it, the more helpful all those pretty charts become.

Give your New Year resolutions the best chance of success… With these top motivational and goal-setting apps.